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Easy, affordable payment Options for your Customers

Save $200 thanks to AAA Ac Supplies- Melbourne!

Serve more Customers, Win more Deals


75% of Homeowner want Financing

Close up to 17% more Estimates*


Why pay 5-15% in Dealer Fees?
Keep 100% of your Profits

Hearth never charges Dealer Fees


Join Today, offer Financing Tomorrow
No Minimum Requirements to join
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Grow your Business with Hearth

23,000+


Members selling with Hearth

100%+

Return on your Hearth investment after 1 funded loan

$650M+

Processed loan volume through Hearth

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"We sold an additional 15 units last year…It’s quick and easy. You’ve given financing and we’re on to the next job. - Buck, HVAC"

Not every customer has the cash up-front.

✔️ 27% of households finance their entire improvement project

✔️ With Hearth, you get paid now and your customer pays over time

✔️ It’s a win-win, every time

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How Hearth Financing Works

1. Pre-Qualify
Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.

2. Pick Payment Plan
Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

For homeowners who qualify, there are 0% introductory APR credit card options available. Terms range from 6–18 months.

3. Gets 

Customers apply for their preferred payment option and, if approved, receive funds in as few as 24 hours.